PredictIt fee and limit guide
The headline fee is only part of the cost
PredictIt’s official materials describe a 10% fee on profits from profitable share sales and a 5% withdrawal processing fee. The platform also sets account, holding-period, eligibility, and contract-limit rules that can matter as much as the headline percentage.
Fee map
What PredictIt charges — and what it does not
| Item | Officially stated rule | Why it matters |
|---|---|---|
| Account opening | No fee to open an account. | A free account does not mean every later cash movement is free. |
| Deposits | No PredictIt deposit fee is stated in the Terms. | Your payment method or bank may still impose its own charge. |
| Profitable share sale | 10% fee on the profit from a profitable sale, per the official FAQ. | The fee is tied to the gain, not simply the gross value of every sale. |
| Withdrawals | 5% processing fee, with possible method-specific fees. | A withdrawal reduces the cash that reaches you. |
| Inactive balance | $2 per month after 12 months without account activity when a positive balance remains. | Dormant cash can slowly decline if you leave an account unused. |
See Prediction Market Fees Compared for a platform-neutral checklist of trading, settlement, funding, and withdrawal costs.
Worked examples
How the fees change simple outcomes
These are hypothetical examples using the stated fee percentages. They show arithmetic, not expected returns, and exclude any payment-method charge or tax.
If a $100 withdrawal contains $50 of cash that is profit and $50 of returned stake, the profit fee and withdrawal fee are separate calculations. Confirm the platform’s live statement and transaction details rather than applying a single blended percentage.
Limits and withdrawals
Rules that can affect access to your money
- Minimum balance: the Terms say you need at least $10 in the account before you can start trading.
- Per-contract cap: the Terms reference a $3,500 position or investment limit for one participant in a particular contract unless the market page says otherwise.
- Deposit holding period: funds cannot be withdrawn until 30 days after the deposit date of those funds, according to the Terms.
- Identity and method checks: PredictIt may ask for additional personal or financial information and can delay or refuse a withdrawal when compliance or fraud concerns arise.
- Withdrawal discretion: the Terms reserve discretion to limit withdrawal amounts or frequency, so a fee table is not a guarantee of instant or unlimited cash-out.
The CFTC’s Letter 25-20 says the former 5,000-trader-per-contract limit was removed and ties the investment cap to the FECA individual contribution limit, noted as $3,500 at issuance and adjusted by the FEC. That is why the live Terms and market page remain the controlling checks.
Beginner checks
Before opening or funding a PredictIt account
For the broader platform context, read the PredictIt Guide, then connect the decision to Prediction Market Risk Management. New to the topic? Start at the Guides hub.
Sources and update note
Official sources checked
Fee claims were checked against PredictIt’s official fee FAQ. Balance, withdrawal, eligibility, inactivity, and position-limit claims were checked against the PredictIt Terms and Conditions. The limit history and FECA linkage were checked against CFTC Letter 25-20.
Last checked: July 12, 2026. Fees, limits, eligibility, payment rails, withdrawal processing, and market rules can change. Verify the live official pages and the specific market rules before acting. This educational guide is not financial, investment, legal, or tax advice.